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## Creator Earnings & Payouts - Dormant Balances Update

Complete rewrite of Section 2.8 (Dormant Balances & Unclaimed Earnings) to ensure legal compliance across jurisdictions:

**Key Changes:**

* **Jurisdiction-specific rules**: Separate handling for UK/EEA creators vs US creators vs Rest of World
* **UK/EEA creators**: 12-month invoice deadline with proper waiver language and 6-year discretionary reinstatement
* **US creators**: Full compliance with state unclaimed property (escheat) laws - funds remitted to state authorities after dormancy period
* **Rest of World creators**: Same treatment as UK/EEA (12-month waiver) unless local law requires escheat procedures
* **Proactive reminders**: New requirement to send reminders at \~9 and \~11 months before dormancy
* **Clarifications**: Creator balances are contractual receivables, not trust or client money
* **Reactivation process**: Clear instructions for reactivating dormant balances

This update ensures compliance with both UK contractual limitation laws and US state escheat regulations while maintaining operational efficiency.